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  • Licensed Agent Guidance
  • Save Up to 50% with ACA Subsidies
  • ACA-Compliant Plans from Major Carriers

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Why Buy Health Insurance

Licensed expert agents with certified guidance

Work with certified, licensed agents who provide personalized plan recommendations and walk you through enrollment.

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Save up to 50% with subsidies and tax credits

Eligible households earning 100–400% of the federal poverty level may reduce premiums by up to 50% through ACA premium tax credits.

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ACA compliant plans from top carriers (Blue Cross, Aetna, Ci

ACA compliant plans from top carriers (Blue Cross, Aetna, Cigna)

Free quote comparison in 2 minutes

Enter a few details and receive comparison quotes from multiple carriers in about two minutes with no obligation.

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Specialized ACA subsidy calculator for self-employed

A calculator built for 1099 contractors estimates your subsidy using MAGI, household size, age, state, and tobacco use.

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MAGI calculation and HSA strategy expertise

Get guidance on lowering MAGI through HSA, IRA, and Solo 401(k) contributions to potentially increase subsidy eligibility.

About Buy Health Insurance

Compare Rates from multiple Insurance Companies.

Frequently Asked

What health insurance plans do you offer? +
We offer individual coverage for single adults, family plans covering spouses and children, and self-employed coverage for freelancers and 1099 contractors. All plans are ACA compliant and available from carriers like Blue Cross, Aetna, and Cigna.
How much can I save with health insurance subsidies? +
Eligible households may save up to 50% on premiums through ACA premium tax credits and subsidies, depending on income and household size. Actual savings vary based on MAGI, state, and the benchmark Silver plan in your area.
What does an ACA-compliant plan cover? +
ACA-compliant plans cover preventive care, doctor visits, hospital stays, emergency services, prescription drugs, mental health services, maternity care, and pediatric dental and vision.
Is there a cost to get a quote? +
No. Getting a health insurance quote takes about 2 minutes with no obligation to purchase and no fee to use the comparison service.
How does the ACA subsidy calculator work? +
The calculator estimates your 2026 subsidy using MAGI, household size, age, state, and tobacco use. It shows estimated subsidies for Bronze, Silver, and Gold plans and includes cost-sharing reduction tier information for eligible Silver plans.
Can self-employed individuals deduct health insurance premiums? +
Yes. Self-employed individuals can deduct health insurance premiums on Schedule 1, and HSA or retirement contributions can lower MAGI to potentially increase subsidy eligibility. Consult a tax professional for advice specific to your situation.

Questions about coverage or subsidies?

Ask about ACA plans, subsidies, the self-employed calculator, or how to enroll — a licensed agent can follow up with details.

Compare Health Insurance Rates in About 2 Minutes

Request quotes from multiple ACA-compliant carriers and speak with a licensed agent about individual, family, or self-employed coverage.

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